Clik here to view.
Who’s Filing for Bankruptcy?
College Graduates Filing Bankruptcy at Higher Rate A report by the Institute for Financial Literacy, finds that college graduates and people with advanced degrees are filing more often. In fact, since...
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Ohio Bankruptcy FAQs
Got a bankruptcy question? – I got answers! What is bankruptcy? Bankruptcy is a federal law designed to provide a fresh start to debtors. A fresh start including freedom from harassing creditor phone...
View ArticleClik here to view.
Ohio Bankruptcy Law: Do’s & Don’ts Before Filing
What You Do Before You File Matters in Bankruptcy If your bills are pilling up and creditors are continually harassing you, but you are unsure of whether or not filing bankruptcy is the best option for...
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Dayton Bankruptcy Law: Discharging Student Loans
Discharging Student Loans: Undue Hardship Generally, student loans are not dischargeable in bankruptcy; one of the few debts that categorically remain with a debtor once they have completed their...
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Fireworks! What is the Law?
Ohio Law Governs Fireworks Q: What kinds of fireworks can be lawfully set off in Ohio? A: Only “novelty and trick” fireworks, such as party poppers and glow worms can be discharged by unlicensed...
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Can Bankruptcy Stop an Eviction?
Eviction, Bankruptcy and You A tenant being evicted from their residence used to have the option of filing bankruptcy to stop the eviction and remain in their dwelling. Filing bankruptcy allowed the...
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“Universal Default”: What Credit Card Companies Don’t Tell You
Credit Card Companies are Watching You! SUMMARY: Universal Default is the practice of credit card companies raising your interest rate if you pay a bill late. Michael Jackson was right when he sang...
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Bankruptcy and Gambling Debts: Should You Bet Against The House?
Bankruptcy and gambling debts became a more relevant topic in Ohio in November 2009 when Ohio voters approved a constitutional amendment allowing four casinos to be built and operated in the cities of...
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Saving Your Home With A Mortgage Loan Modification
Under water?!? When your mortgage is more than the value of your home, you can feel like you are drowning. Contact Bankruptcy Lawyer David J. Smith about obtaining a mortgage loan modification....
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Payday Loans: Playing with Fire
Quick Fix or Burdensome Debt?– Financial Quick Sand of Payday Loans Payday loans provide a quick cash resource for many people, but more often than not, this quick fix can turn into overwhelming debt...
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Who's Filing for Bankruptcy?
College Graduates Filing Bankruptcy at Higher Rate A report by the Institute for Financial Literacy, finds that college graduates and people with advanced degrees are filing more often. In fact, since...
View ArticleClik here to view.
Ohio Bankruptcy FAQs
Got a bankruptcy question? – I got answers! What is bankruptcy? Bankruptcy is a federal law designed to provide a fresh start to debtors. A fresh start including freedom from harassing creditor phone...
View ArticleClik here to view.
Ohio Bankruptcy Law: Do's & Don'ts Before Filing
What You Do Before You File Matters in Bankruptcy If your bills are pilling up and creditors are continually harassing you, but you are unsure of whether or not filing bankruptcy is the best option for...
View ArticleClik here to view.
Dayton Bankruptcy Law: Discharging Student Loans
Discharging Student Loans: Undue Hardship Generally, student loans are not dischargeable in bankruptcy; one of the few debts that categorically remain with a debtor once they have completed their...
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